What to Look for in a Specialized Boat Insurance Policy

Don't forget discounts!
What might look like the most cost-effective policy at first, might really not be after you factor in the discounts you might be eligible for under another policy. You could be eligible for the following discounts:

• Multi-Unit
• Renewal
• Prior Insurance
• Affinity Group
• Boating Safety Course
• Actual Cash Value
• Safety Equipment
• Multi-Policy

Some final considerations
Other things to look for in a boat insurance policy include annual policies, flexible payment plans and deductible choices.

Consider Foremost!
Learn more about Foremost's family boaters insurance program, including information on how to get a quote.

Power boats, fishing boats, pontoon boats, small sailboats and other vessels 26' and under need specialized coverage you just can't get with your homeowner's policy.

These coverages should include:

• An Agreed Value Settlement
• Physical Damage
• Liability
• Uninsured Watercraft
• Medical Payments
• Replacement Cost Coverage on Trailer
• Personal Effects Coverage

Optional coverages
These should give you that little extra - the custom coverages that fit your specific boat and your specific needs. You should look for:

• Increased limits on Liability
• Increased limits on Uninsured Watercraft
• Increased Limits on Personal Property
• Increased Limits on Towing Assistance